Updated April 2011
Many people today have what we think of as ‘adverse credit’. Joint Equity understands that this doesn’t necessarily mean you can’t or won’t keep up payments on your home!
We have to look at each person’s case on their individual merits, and as each lender has a different definition of adverse credit, please discuss your personal situation with your Joint Equity Mortgage Advisor who will be able to tell you what we can and cannot do for you. Remember you might have to pay a slightly higher interest rate.
When completing the RP Enquiry form please be as open and honest about your credit history as possible as it will only come out when the mortgage lender does a deep credit reference search.