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Learn about buying your first home with Joint Equity?           

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Buying
Site updated: 02/02/2012
The Joint Equity Scheme is for first-time buyers, home owners and property investors.  
This site is developed and maintained by Joint Equity ltd. ©Joint Equity ( 2007,  2008, 2009, 2010) 2011
Joint Equity Ltd works with City Mortgage Bureau  to provide case studies & Illustrations to prospective Owner-Partners & Investor-Partners. Joint Equity Ltd does not carry out any regulated activities and so is not regulated by the FSA (Financial Services Authority). Joint Equity Ltd are introducer appointed representatives of
City Mortgage Bureau Ltd, which are authorised and regulated by the Financial Services Authority.
The content of this website is accurate to the best of our knowledge and  for information only. We do not provide financial advice.

Joint Equity the alternative route to home ownership and ethical property investment

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Welcome to Joint Equity.  

Joint Equity the new ethical private shared home ownership option for occupiers and investors.

The traditional options are for occupiers to get a mortgage direct from a lender. However, if you do not have a high enough income or deposit  you cannot and have to rent,  wasting your money every month.

But why rent when you can now buy & be a Joint Equity Owner?

And for investors, they had to become a landlord through Buy-to-Let, with diminishing returns, low Return on Investment (ROI), increasing burdens imposed by this Government and with all the hassle and problems Buy-to-Let brings not to mention non payment of rent.

But why not avoid all this and become a Joint Equity Investor and have the benefit of Ethical Investing?

Follow the links on the right for more information on how Joint Equity can help you.

Do you want to know who Joint Equity team are? Click here.

Or what one of our Owners thinks of us and buying through Joint Equity?   here.

Want to become a Joint Equity Investor-Partner?                   

Investing

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Thinking of changing from Buy-to-Let to Joint Equity?           

JES the alternative to Buy-to-Let

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Sell NEW homes to Joint Equity Owners?      

Selling for Developers

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Treating Partners Fairly Results.

Q4 2011 published 5th January 12 here

Q3 2011 published 17th October 11 here

Q2 2011 published 14th July 11 here

Q1 2011 published 19th April 11 here

For all our TPF management reports since 2007 go to the TPF pages here

You might also be interested in our Complaints Procedure and the reports since 2009 here

Shared home ownership with Joint Equity.

Joint Equity, the ethical private shared home ownership, is different from the Government’s shared home  ownership, such as HomeBuy, more details here

Joint Equity & home ownership news

Ethical Investing

True Ethical or Socially Responsible Investment  (SRI), is difficult to achieve.

Buy to Let is anything but ethical, but Joint Equity  provides investors with the only way to invest ethically in residential property . More

Joint Equity Investment Partnerships (JEIPs).  

Investing in Joint Equity properties through  our new Investment Partnerships lowers risk and offers hands-off investment.  Easy to set up and run, much more here .

Thinking of selling your home to a Joint Equity Owner?       

Selling for Vendors

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Do you have any comments?
We know you hear this from everyone but we really do want to know what you think of us just click here
New Joint Equity web site pages
There is some confusion over Stamp Duty when buying a home especially if you are a First Time Buyer so we have added an explanatory page Here
Joint Equity Ltd on LinkedIn

Lenders withdraw interest only mortgages

The FSA  has been putting pressure on Lenders to withdraw Interest Only mortgages and Joint Equity lenders now only offer Repayment Mortgages.

We will continue to offer as many options and mortgages as we can, but email us for the latest position on what our Lenders offer

Buying is 16% cheaper than renting and Joint Equity can help you buy today.
Monday, Jan 30, 2012 by MILLIE DYSON  www.myintroducer.com
Buying a home in the UK is over a £100 a month cheaper than renting, according to research by Halifax.
The typical monthly cost of buying a three bedroom house in the UK was £600 in December 2011: £116 (or 16%) lower than the average monthly rent of £716 paid on the same property type.
This represents a significant turnaround compared with three years ago when the average cost of buying was 29% higher than the average rent paid.
The average house price has dropped by 11% between 2008 and 2011
Meanwhile, the average cost of renting has risen by 9% (£62) since 2009.
Higher demand for rental property, driven partly by the difficulties for potential buyers entering the housing market, has pushed up rents.  
Over the past year, buying costs have dropped by 5% whilst the typical cost of renting has risen by 5%, continuing the trends seen in 2010.
Buying a home was more cost-effective than renting in eleven out of the twelve UK regions in December 2011. More