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► About the Financial Services Authority, Regulation and Authorisation
The Financial Services Authority (FSA) is the body which authorises and regulates businesses and individuals that advise on and sell certain financial products, for example, insurance and mortgages.
Joint Equity Ltd does not carry out any activity that is within any category of FSA-regulated activities.
Therefore Joint Equity Ltd is not authorised to carry out any regulated activities by the FSA..
In addition, it is not possible for Joint Equity Ltd to apply for “voluntary” authorisation because the Joint Equity scheme falls outside those activities that are regulated by the FSA..
However, where activities are within the scope of the FSA we only use fully FSA registered and regulated individuals and companies.
To maintain our open approach, and for the avoidance of any doubt, we would like to make it very clear to you that:
1. Joint Equity Ltd is an introducer in relation to mortgages, not a mortgage arranger or adviser – mortgage advice will be provided to you by one of our panel of FSA-regulated mortgage advisers;
2. There are no cross shareholdings between Joint Equity Ltd and any of the mortgage advisers that it deals with; and
3. Joint Equity Ltd does not receive a fee from any of the mortgage advisers that it deals with for any introduction.
► What’s in this section?
The Joint Equity Scheme is for first-time buyers, home owners and property investors. This site is developed and maintained by Joint Equity ltd. ©Joint Equity (2006)
Joint Equity Ltd works with Mortgage Beaters Ltd to provide case studies & Illustrations to prospective Owner-Partners & Investor-Partners. Joint Equity Ltd does not carry out any regulated activities and so is not regulated by the FSA (Financial Services Authority). Joint Equity Ltd are introducer appointed representatives of Mortgage Beaters Ltd, which are authorised and regulated by the Financial Services Authority.
The content of this website is accurate to the best of our knowledge and for information only. We do not provide financial advice.