► How we do it
You’re probably wondering where we get our money?. It’s fairly straight forward: and there are 3 ways we are paid.
Joint Equity recruits the Investment Partners who want to invest in property but don't want all the headaches associated with buy-to-let. The Investor Partners pay us a fee for the introduction.
The Investor Partners pay us a percentage of the Investors Return.
We get a sale fee when the property is sold.
► What our Investors get
Most of our Investor-Partners are also keen to help others as a by-product of their investments. Of course, all investments should make money for the investor, and The Joint Equity Scheme is no exception.
The Investor-Partner shares in the capital growth of the property with you, and the amount you pay in rent goes to them, less a small management charge to us.
► A short tie-in period
Joint Equity is able to make this system work because we ask you to stay with us for a minimum of 2 years. This is the minimum amount of time required for the Joint Equity Scheme to be worthwhile for our Investor-Partners.
Consequently, there are penalties to pay should you decide to leave Joint Equity Scheme before 2 years.
However, this doesn't mean you can't move house if you want to - you can just take your Joint Equity mortgage and Investor with you!
* We use the term ‘rent’ and ‘investor return’ interchangeably. What we mean by this is the return that your investor gets for helping you to buy your home. It’s not really a ‘rent’, because you are an owner of the property, and your investor does not have the same rights as a landlord (although both your interests are protected by our partner’s contract).
The Joint Equity Scheme is for first-time buyers, home owners and property investors. This site is developed and maintained by Joint Equity ltd. ©Joint Equity (2006)
Joint Equity Ltd works with Mortgage Beaters Ltd to provide case studies & Illustrations to prospective Owner-Partners & Investor-Partners. Joint Equity Ltd does not carry out any regulated activities and so is not regulated by the FSA (Financial Services Authority). Joint Equity Ltd are introducer appointed representatives of Mortgage Beaters Ltd, which are authorised and regulated by the Financial Services Authority.
The content of this website is accurate to the best of our knowledge and for information only. We do not provide financial advice.