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► A new form of property investment
When we launched Joint Equity there was, for the first time, a real alternative to buy-to-let. Before that, the only investment route was to buy a property and let it with all the problems that entails.
This route popularly known as the Buy-to-Let market and it has seen recent growth of over 48% pa (data from the Council of Mortgage Lenders). In fact, growth in this sector has sustained property price inflation in many areas.
► Buy-to-Let problems
In buy-to-let you own the property outright and your security is your name on the deeds. It is common for the buy-to-let owner not to want to get involved in the day to day running of the property and they employ estate agents to manage the investment by finding the tenants, maintaining the property and collecting the rent. The quality of service provided by the Agents is very variable and can be costly - up to 17.5% of the rent collected.
► 2 new ways to invest in property with lower costs & risks
1: The Joint Equity Scheme – what this site is all about and available UK wide now. Higher returns and lower costs than Buy-to-Let.
2: REITs (Real Estate Investment Funds) - They are exclusively commercial and retail at present. If they extend to residential property in the future REITs will provide lower risks and lower returns than Buy-to-Let
► What about Sipps?
Sipps (Self Invested Personal Pensions) - currently residential property is ineligible for inclusion in a Sipp it maybe that a future Chancellor will extend the tax legislation to permit the inclusion – when is anybody’s guess and how does it affect the maximum£1 million value of the fund regulations?
► Where next?
Follow this link for more information on Buy-to-Let
Follow this link for more information on REITs
Follow this link for more information on
► In this section:
The Joint Equity Scheme & Investing
The Joint Equity Scheme & Investing
The Joint Equity Scheme is for first-time buyers, home owners and property investors. This site is developed and maintained by Joint Equity ltd. ©Joint Equity (2006)
Joint Equity Ltd works with Mortgage Beaters Ltd to provide case studies & Illustrations to prospective Owner-Partners & Investor-Partners. Joint Equity Ltd does not carry out any regulated activities and so is not regulated by the FSA (Financial Services Authority). Joint Equity Ltd are introducer appointed representatives of Mortgage Beaters Ltd, which are authorised and regulated by the Financial Services Authority.
The content of this website is accurate to the best of our knowledge and for information only. We do not provide financial advice.
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► A top level comparison with Buy-to-Let for the same investment
► Already a Buy-to-Let investor?
But what if you are already a buy-to-let investor?
Good news! You can increase your investment potential and annual returns by converting the buy-to-let into a Joint Equity investment. Learn how by following this link.
Click here for more information
Click here for an
Info Pack & Illustrations
Info Pack & Illustrations