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► 46% of First Time Buyers consider Shared Home Ownership and Joint Equity
Almost half (46%) of first time buyers are considering turning to shared equity and shared ownership schemes to enable them to buy their first home, according to latest research from Lloyds TSB. Of these, one in four (26%) said affordable housing schemes were their only option for getting onto the property ladder and they would not be able to buy a home otherwise.
One in four (24%) said it allowed or would allow them to buy in an area which would otherwise have been unaffordable.
The economic downturn has also had an impact on how people view affordable housing schemes, with one in six (15%) of first time buyers saying they would not have considered the schemes previously, but have changed their mind due to the economic conditions.
Eight in ten (81%) first-time buyers claim to have a basic or good understanding of shared ownership schemes, although this is less for shared equity schemes (64%).
Brad Bamfield CEO of Joint Equity said:
“Joint Equity and shared home ownership has become more established and understood.
Joint Equity Ltd is the leading UK provider in this field and providing Joint Equity homes as an affordable alternative to renting is our sole business model - its all we do.
Over the last 7 years Joint Equity has become a life style option for our Owner Partners which provides many advantages over other home ownership options and our vision is to help everyone leave renting and own their own home.” More